Creating marketing and promotions that work are a great challenge for car wash owners and operators. The fundamental problem that many car washes run into is that they will never generate the level of customer loyalty that they are hoping for unless they meet the basic needs of their customers first. If a wash owner can identify consumer behavior, he or she will be in a better position to target products and services at them. Buyer behavior is focused upon the needs of individuals, groups, and organizations. It is important to understand the relevance of human needs to buyer behavior because marketing is about satisfying needs. Mazlow’s Hierarchy of Needs is taught in psychology classes around the world and the theory outlines the very basic human needs that must be provided in order to truly experience higher emotions such as achievement, respect, and self-esteem. At the lowest tier of this […]

Comparing free online car insurance quote as way of enjoying affordable auto insurance is a great thing to do. However, it is far easier to compare more effectively if you have a good understanding of auto insurance coverages and policies. Having this understanding would certainly help you know areas where you can make good savings without compromising your coverage. Interestingly, an insurance company based in Illinois carried out a survey in which they sort to find out how many policy holders knew what deductible in a n insurance policy meant. It is surprising that only about 49% of existing policy holders were sure of what this term “deductible” meant. How would a person who does not know what a deductible stands for be bale to make savings by adjusting his or her deductible? You see how necessary it is to educate oneself on the details of ones coverage? A deductible […]

Many of the companies feel more confident in giving cheap car insurance for women than that for men. Driving schools feel it easier to teach men than women. Then why is it the other way for women? Following are some of the reasons behind this. 1. Women drive safe. Men learn driving faster than women. When it comes to swiftness, they outperform women. But they are more likely to push the gas pedal harder than women. Women are less likely to cross the speed limits. They are less likely to take risks while driving. So, they are less sooner to meet with accidents and call the insurance company. Their loyalty to the traffic rules prevails them from getting tickets very often. Consequentially, insurance companies prefer women clients for offering cheap car insurance. Having a good driving history including mainly the records of accidents and traffic rule violation can help some […]

The sexual health of men is not as complicated as that of women. Show a man a certain type of image and if his brain and nervous system are working properly to produce nitric oxide, then a response will usually occur. That’s not to discount any mental, emotional, and spiritual components but it is the physical component that has the greatest impact on man’s sexual health. This article will focus on what men can do to improve the physical component of their sexual health. The side benefit is that these suggestions can also positively impact your overall wellness and how you age. In all the information I gathered to prepare for this article, two overriding issues kept surfacing. These two health issues were consistently present. The first is hormone levels. The second is cardiovascular health. Most men would understand how hormone levels could apply but few ever consider cardiovascular health. […]

If you own a home and car, you can bundle those two policies together and get a nice discount. Lets look at the states with the cheapest bundled auto and home insurance and go over some tips on how to save more of your money. If you think you have used up all the possible savings for your automobile policy, think again. There is at least one additional thing you can do to save on your policy. Some people call it a multi-policy discount and others bundling, but if you want to lower your overall cost of coverage, then combine your vehicle and homeowners policies together. This can save you more than 20% and make your life a little more efficient with more convenient combined billing. Why do Companies give Bundled Deals? The answer to this question is quite simple: it makes them money. Getting new customers is an expensive […]

Many people are fully aware of insurance agents and brokers and what they do. They meet with clients and explain potential coverage and service existing business. People also know who and what insurance companies are. When you sign the dotted line, you are purchasing coverage from an agent who represents that company. However, there is a 3rd rail to the insurance system and they are called National Marketing Organizations or NMO’s. National Marketing Organizations (NMO) are known by a few other names. Field Marketing Organization (FMO) Internal Marketing Organization (IMO) National Marketing Organizations are “middle men” who promote and train agents and brokers on insurance products. They constantly recruit independent insurance and promote insurance products to them. When an agent writes business, the NMO receives an over-ride on commissions. The more agents they recruit, the more money they make. Independent Agents NMO’s recruit independent agents who are not contracted or […]

Business trips to other countries are really important and this is because they keep a business operating. Some business trips last no longer than a couple of days and sometimes they involve being away for a very long time. The fact of the matter is that regardless of the amount of time that a business person is away it should always be a case of purchasing insurance. The type of insurance that is purchased is largely dependent on the frequency of travel. If your business requires that you travel infrequently then it is wise to purchase single trip travel insurance, as and when is appropriate. If business trips are frequent however it is far more cost effective to purchase annual business travel insurance. Below is information on how getting insurance could make all the difference. There are differences in the reason between why a normal holiday may be cancelled, and […]

We all know that nothing runs without a plan, and a plan can not run without having its objectives set. That applies to any kind of plan, whether we're talking business or personal finances, university degrees or NGO programs, website promotion or weight loss. Setting objectives and miles is of critical importance for any planning activity and is the core of its success, or failure. Knowing how to set objectives is not exactly rocket science in terms of complexity, but any strategist should know the basic rules of how to formulate and propose objectives. We will see in this article why objectives play such a major role within a company's planning and strategic activities, how they influence all business processes, and we will review some guidelines of setting objectives. The Importance of Setting Objectives One might wonder why we need to establish objectives in the first place, why not let […]

Are you interested in getting online quotes for homeowners insurance? These days it seems everyone is striving to save money on their expenses and comparison shopping for better rates on insurance is one way to lower your monthly bills. Today hunting for better rates is easier than ever since you can get use a rate quote tool offered by any number of third party providers. Here is a breakdown of the coverage types available and how to use it to get the quotes you need. Understand Policy Types and Assess Your Need You will need to know what type of coverage you need. Most insurers offer standard homeowners policies. These policies will cover you for personal liability, your home and personal property. The standard policy is usually a peril policy, meaning that the causes of covered losses are stipulated in the policy. Causes that are typically mentioned in these policies […]

If your joints and bones are flexible and strong, they move freely. And that means life can be fun and appreciated to its’ full. But for one in seven people, movement is hindered by a musculoskeletal problem – back pain, arthritis, osteoporosis, fracture, or sports trauma. Faced with such pain you may be delighted to pay £4,000 for orthopaedic surgery to get those painful joints flexible again. But would you be so willing to spend the same money on your pet Basset Hound? Veterinary care has moved quickly over the last ten years and as pets get older they are increasingly liable to suffer illness that can be expensive and lengthy to treat. Take diabetes for example. Diabetes is relatively common in dogs and whilst it can be successfully treated, the management of the condition is ongoing and expensive – one vet estimated that typically, treatment cost around £2,500 per […]